RE: Dân Việt Nam chơi sang thiệt
Xếp hạng là theo thang AAA,AA,A,BBB,BB,B,CCC,CC,C hả bác? "giảm từ mức Ba3 xuống B2" tức là giảm BBB xuống BB, hiểu như vậy có đúng không?
Nếu không phải bác giải thích hộ thang điểm và Ba3,B2,Ba2,Ba3... nghĩa là sao? Tương ứng các hãng khác như Toy,GM ... ra sao?
S&P và FItch là giống nhau
Investment Grade
AAA : the best quality companies, reliable and stable
AA : quality companies, a bit higher risk than AAA
A : economic situation can affect finance
BBB : medium class companies, which are satisfactory at the moment
Non-Investment Grade (also known as junk bonds)
BB : more prone to changes in the economy
B : financial situation varies noticeably
CCC : currently vulnerable and dependent on favorable economic conditions to meet its commitments
CC : highly vulnerable, very speculative bonds
C : highly vulnerable, perhaps in bankruptcy or in arrears but still continuing to pay out on obligations
CI : past due on interest
R : under regulatory supervision due to its financial situation
SD : has selectively defaulted on some obligations
D : has defaulted on obligations and S&P believes that it will generally default on most or all obligations
NR : not rated
Moody's hơi khác chút nhưng qua ra thì cũng giống y chang
Investment grade
Aaa
Obligations rated Aaa are judged to be of the highest quality, with minimal credit risk.
Aa1, Aa2, Aa3
Obligations rated Aa are judged to be of high quality and are subject to very low credit risk.
A1, A2, A3
Obligations rated A are considered upper-medium grade and are subject to low credit risk.
Baa1, Baa2, Baa3
Obligations rated Baa are subject to moderate credit risk. They are considered medium-grade and as such may possess certain speculative characteristics.
Speculative grade
Ba1, Ba2, Ba3
Obligations rated Ba are judged to have speculative elements and are subject to substantial credit risk.
B1, B2, B3
Obligations rated B are considered speculative and are subject to high credit risk.
Caa1, Caa2, Caa3
Obligations rated Caa are judged to be of poor standing and are subject to very high credit risk.
Ca
Obligations rated Ca are highly speculative and are likely in, or very near, default, with some prospect of recovery of principal and interest.
C
Obligations rated C are the lowest rated class of bonds and are typically in default, with little prospect for recovery of principal or interest.
Special
WR (withdrawn rating), NR (not rated), (P) (Provisional)
Nhìn chung là giống nhau ... 1,2 và 3 (sub grade) của Moody's thì tương đương với +, , - của S&P và Fitch. Và đây là điểm tín dụng dài hạn, còn ngắn hạn thì hơi khác chút nhé